Your payment history is usually one of the main factors taken into account when calculating your credit score, as it tells a lender or creditor how you have repaid your credit previously.
Category: Personal Finance
How Is Your Credit Score Calculated?
Discover how credit scores are calculated by different bureaus and factors that influence your credit score. Learn more.
What Exactly Is A Credit Score?
A credit score, also referred to as a credit rating, is a figure which tells potential lenders how likely it is you will pay back any credit that they choose to lend you, and therefore how much of a risk it would be to lend to you.
Check Your Credit Report First Before Applying For Finance
Most students don’t realise how a credit score can affect the first impression and outcome of their application for a loan.
Loan Terms Explained: All You Need To Know Before Applying
Loan terminology can be confusing. Here are some important terms you should be aware of before applying for a student loan.
Maximising Your Student Loan
Guest post by Rebecca Clarke on how to maximise your student loan, find ways to save money and managing your finances better.
The Hidden Costs Of Postgraduate Study
They might seem obvious to most, but have you taken into account these hidden costs of postgraduate student life?
What Is The Effect Of The Pandemic On Postgraduate Earning Potential?
A postgraduate degree has always been a popular way to maximise future earning potential. Will the COVID-19 pandemic change that?
Students Warned By HMRC To Avoid Tax Scams
HMRC has issued a warning to students starting university this year that they could be targeted by a wave of tax scams.