There are a number of ways you can boost your credit score and increase your chances of being accepted for credit.
Tag: Credit Report
![What's The Difference Between A Soft and Hard Search](https://lendwise.com/wp-content/uploads/2023/04/Whats-The-Difference-Between-A-Soft-and-Hard-Search-850x445.webp)
What’s The Difference Between A Soft and Hard Search?
If you’re looking to apply for finance, you will be the subject of two types of searches – a soft and hard search.
![5 Consequences Of Defaulting On Your Private Postgraduate Loan](https://lendwise.com/wp-content/uploads/2022/07/5-Consequences-Of-Defaulting-On-Your-Private-Postgraduate-Loan-850x445.webp)
5 Consequences Of Defaulting On Your Private Postgraduate Loan
Borrowing money can offer life-changing results, however, defaulting on your loans has serious consequences hindering future outcomes.
![One In Five Brits Feeling Locked Out From The Financial Services Market](https://lendwise.com/wp-content/uploads/2022/06/One-In-Five-Brits-Feeling-Locked-Out-From-The-Financial-Services-Market-850x445.webp)
One In Five Brits Feeling Locked Out From The Financial Services Market
London-based ethical lender Plend has reported that one in five Brits feels locked out of the Financial Services Market (FMS).
![How To Boost Your Credit Score With Rental Payments](https://lendwise.com/wp-content/uploads/2021/10/How-To-Boost-Your-Credit-Score-With-Rental-Payments-850x445.webp)
How To Boost Your Credit Score With Rental Payments
Your credit score is an important piece of information about you and could be improved by getting your rental payments recorded.
![The Significance Of A Good Credit Mix](https://lendwise.com/wp-content/uploads/2022/06/The-Significance-Of-A-Good-Credit-Mix-850x445.webp)
The Significance Of A Good Credit Mix
Understand the influence of credit mix on your score. Learn how various credit accounts reflect your financial management.
![The Cost Of Bad Credit](https://lendwise.com/wp-content/uploads/2021/06/The-Cost-Of-Bad-Credit-850x445.webp)
Impact of Bad Credit on Finances
Discover the impact of a low credit score. Learn how it affects loans, purchases, and more. Find ways to improve your credit.
![Your Credit Report And Your Credit Card Utilisation Rate](https://lendwise.com/wp-content/uploads/2021/06/Your-Credit-Report-And-Your-Credit-Card-Utilisation-Rate-850x445.webp)
Your Credit Report And Your Credit Card Utilisation Rate
How is the credit card utilisation rate measured and how it affects the creditor’s decision in case of a credit request.
![Hard And Soft Credit Searches](https://lendwise.com/wp-content/uploads/2021/06/Hard-And-Soft-Credit-Searches-850x445.webp)
Hard And Soft Credit Inquiries
Soft credit inquiries will not leave a mark on your credit report or affect your credit score. What’s the difference?
![Credit Basics - What Exactly Is Credit](https://lendwise.com/wp-content/uploads/2021/05/Credit-Basics-What-Exactly-Is-Credit-850x445.webp)
Credit Basics – What Exactly Is “Credit”?
Understand the concept of credit: borrowing for goods or services with a commitment to repay within a timeframe, often with interest.