Managing your credit score is easier than ever, with all three of the major credit referencing agencies now offering their own apps.
Category: Personal Finance
Simple House Deposit Hacks To Boost Your Savings
Saving for a house deposit can seem daunting but there are ways to build a bigger pot of money for your first home.
How To Boost Your Credit Score With Rental Payments
Your credit score is an important piece of information about you and could be improved by getting your rental payments recorded.
The Significance Of A Good Credit Mix
Understand the influence of credit mix on your score. Learn how various credit accounts reflect your financial management.
Impact of Bad Credit on Finances
Discover the impact of a low credit score. Learn how it affects loans, purchases, and more. Find ways to improve your credit.
Establish Credit Early On
Learn how to establish credit history early on to secure loans and credit cards. Understand factors affecting credit score.
Your Credit Report And Your Credit Card Utilisation Rate
How is the credit card utilisation rate measured and how it affects the creditor’s decision in case of a credit request.
Hard And Soft Credit Inquiries
Soft credit inquiries will not leave a mark on your credit report or affect your credit score. What’s the difference?
Credit Basics – What Exactly Is “Credit”?
Understand the concept of credit: borrowing for goods or services with a commitment to repay within a timeframe, often with interest.
What Is Payment History And How Does It Affect Your Credit Score?
Your payment history is usually one of the main factors taken into account when calculating your credit score, as it tells a lender or creditor how you have repaid your credit previously.